ChargeAfter is a financial technology platform that enables retailers to offer personalized point of sale financing options to their customers from multiple lenders. The platform connects retailers and lenders, enabling them to collaborate and provide consumers with customized financing solutions that meet their unique needs. With ChargeAfter, customers can easily access various financing options at the checkout, allowing them to make purchases they might not otherwise have been able to afford. The platform offers transparency in terms of rates and fees, making it easier for customers to compare different financing options and select the one that best meets their requirements. ChargeAfter's network of lenders includes banks, alternative lenders, and other financial institutions. This means that customers can choose from a wide range of financing options, including installment loans, revolving credit accounts, and lease-to-own programs. Retailers benefit from offering multiple financing options because it increases their chances of closing a sale while minimizing the risk of declined credit applications. In summary, ChargeAfter simplifies the point-of-sale financing process by connecting retailers and lenders on a single platform. It provides consumers with a seamless and transparent financing experience, while retailers benefit from increased conversion rates and reduced credit risk.

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13 Companies using ChargeAfter

Woodway USA

for the long run

77$21K - $7K$51K united states ..69%
Ken Stanton Music

71$25K - $24K$94K united states ..29%
Clearstone Capital Partne..

We operate a premium mark..

11$50K - $24K$84K united states ..61%
42nd Street Photo

-$21K - $18K$35K united states ..84%

echelon is a leader in co..

219$28K - $32K$215K united states ..92%
Adams Furniture

Family Owned and Operated..

3$29K - $35K$86K united states ..45%
Alamo Music

35$46K - $39K$116K united states ..82%
Alamo Music Ctr

6$45K - $15K$116K united states ..82%
Venue Marketplace

A premium marketplace off..

2$28K - $19K$94K united states ..68%
Carvin Audio & Amplifiers..

1$44K - $12K$58K united states ..29%

-$13K - $32K$35K -84%
PD Financial Corp.

3$23K - $39K$85K united states ..41%
vnu retail group

-$34K - $16K$71K united states ..96%

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How to use ChargeAfter

To use ChargeAfter, follow these simple steps:

  1. Shop at participating retailers: Look for the ChargeAfter logo or payment option when shopping online or in-store at a participating retailer.

  2. Select your items and proceed to checkout: Once you have selected the items you want to purchase, add them to your cart and proceed to checkout.

  3. Choose ChargeAfter as your payment method: At checkout, select ChargeAfter as your payment method.

  4. Apply for financing: Once you have selected ChargeAfter as your payment method, you will be directed to a page where you can apply for financing from multiple lenders. Here, you can choose the lender that offers the best terms for you.

  5. Complete your purchase: After you have been approved for financing, complete your purchase using ChargeAfter as your payment method.

  6. Repay your loan: Depending on the terms of your loan, you will need to repay the amount borrowed over time. You will receive information about repayment schedules and amounts from your lender.

ChargeAfter makes it easy to access personalized financing options from multiple lenders at the point of sale. This means that you can make purchases even if you don't have the cash available upfront. Instead, you can spread the cost of your purchase over time, making it more affordable and manageable.

The platform is designed to be easy to use, with a simple application process that takes only a few minutes. You can choose from a range of lenders that offer different interest rates and repayment terms, so you can find the best deal for your needs.

Overall, ChargeAfter is a great way to access financing options when you need them most. Whether you're making a big purchase or simply want to spread the cost of your shopping over time, ChargeAfter makes it easy to get the financing you need.

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